What do you need to know about life insurance?
What do you need to know about life insurance?
Here’s what you need to know about shopping for life insurance and finding the perfect policy. The cost of life insurance can increase by as much as 12% each year you put it off. See real life examples here.
How is selling insurance different from selling everything else?
Selling insurance is different from selling everything else. Insurance is one of the most expensive things people buy and they can’t see it, touch it, or hold it. You’re selling ideas. You’re selling trust. You’re selling promises. You’re selling yourself.
How to sell insurance to someone older than you?
If you’re trying to sell to someone much older than you, try to find out if they have a child or grandchild your age and ask a lot of questions about him or her. You’ll prime their brain to think about their loved one. This makes your prospect more likely to buy from you since they would want someone else to do the same for their child.
How to help a young insurance salesperson?
To help young insurance salespeople be successful and encourage hiring agents to consider young and inexperienced applicants, pop over to this site to find an agency who is a role model for others. If you know a young insurance salesperson please pass this article along to them. And if you are one:
How can I get an illustration for my universal life policy?
To obtain an InForce illustration, you can contact your insurance company directly or the agent who helped you purchase it. (If you have a 1-800 customer service number on your policy, that’s a perfect starting point.) If you and your spouse both own policies, you will only be able to request illustrations for policies that you personally own.
When to surrender a whole life insurance policy?
If a policy is fairly new and you are still in good health, you might consider surrendering it before you put more dollars into it. You could start from scratch with a whole life policy—or even a combination of whole life and term—and be able to have confidence in how your life insurance will perform.
Here’s what you need to know about shopping for life insurance and finding the perfect policy. The cost of life insurance can increase by as much as 12% each year you put it off. See real life examples here.
When is a good time to buy whole life insurance?
In particular, people want to understand what whole life insurance is and whether whole life insurance is a good investment. These readers—mostly in their late 20s or early 30s and starting families—are beginning (rightly so) to think about life insurance.